Long Term Care Solutions

Long Term Care Resources

• Don’t believe the myths. Discover truths about long-term care. (PDF 478K)
• How asset-based long-term care works (PDF 136K)
• Overcome your great retirement income gap (PDF 3.5MB)
• A well-balanced retirement strategy (PDF 45K)
• Planning for Every Possibility Alternatives to traditional long-term care protection. (PDF 241K)
• The important things last a lifetime (PDF 816K)

You’ve worked hard your entire life. You have saved for retirement, and now you are ready for the next chapter in your life. Aside from inflation and rising medical costs a major threat to your financial well being is a health event that requires you to have some form of Long Term Care. Without a strategy in place everything you have worked so hard for is now at risk. An injury, an illness, Alzheimer’s, Dementia … can strike at any time. How can you prepare for this type of risk?

Annuity Based

Reposition an annuity through a 1035 exchange/transfer and use the funds for a Long Term care solution.

Asset Based

Reposition a CD, IRA or another asset to fund a Long Term Care solution

Have a permanent life insurance policy as the funding vehicle for LTC. If you die before filing a claim the death benefit will pass to your
Beneficiary.

Long Term Care can be used for In-home nursing care, Assisted Living, or an LTC facility. You can choose the Elimination period and the duration of the benefit. Having a Long Term Care strategy in place will prevent your children from having the burden of caring for an aging parent while caring for their own obligations.

Bottom line … Our LTC partners offer robust and innovative solutions to meet the needs and budget of our clients. LTC can be an integral part of a retirement portfolio to hedge against this type of risk.

For questions or more details please schedule a consultation.