PROTECT

WHAT MATTERS MOST

Customized insurance plans
to meet your personal and business needs.

Life Insurance
f
or Families

Life insurance is a time tested solution to hedge against catastrophic loss and protect your family, assets and Estate. With optional Riders you may be able to accelerate the death benefit if you experience a qualifying illness, injury or disability. Learn more

Tax Reduction Strategies for Businesses

As a business owner or self -employed individual there are several strategies that could help you reduce your taxes and at the same time create a benefit package for employees including yourself. Leveraging tax dollars and redirecting to your business can help attract and retain talent. Learn more

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Long Term Care is designed to help cover the astronomical costs associated with a Nursing facility, Assisted Living facility or In- Home Nursing Care. Having a Long Term Care strategy in place will prevent your loved ones from having the burden of caring for an aging parent while caring for their own obligations. Learn more

Retirement is a scary concept if you haven’t planned for it. Retirement plans come in a variety of options from Traditional IRA to 403b to 401k. Which option is best for you? Learn more

OTHER PRODUCTS

LONG TERM CARE

For personal In-home nursing care, Assisted Living, or an LTC facility.

DISABILITY INSURANCE

Policies that will replace a portion of an employee’s
wages.

ACCIDENT INSURANCE

Payments to employees for non-work related accidents

GROUP LIFE INSURANCE

Term or permanent life insurance with little or no medical underwriting

BUY SELL AGREEMENT

Business continuation
in the event of Death, Disability or Divorce

EXECUTIVE BONUS PLAN

Life insurance policies for key executives or employees.

PRAETORIAN FINANCIAL & INSURANCE SERVICES

SERVING SALINAS, MONTEREY, CARMEL AND SANTA CRUZ AREAS

CA LIC# 0K13710

At Praetorian Financial and Insurance Services INC, we believe that insurance is an integral and necessary commodity that should not be undervalued or ignored. Planning ahead for risk, loss, or catastrophe is the reasonable and financially responsible action one can take to adequately protect what they care about most.

Life is uncertain, unpredictable and out of our/your control. But what we/you can control to a degree is the financial impact experienced during a time of loss. When a life altering event strikes suddenly and without warning, you can have a measure of comfort and peace of mind. Call PFIS today or schedule your free consultation and protect what matters most.

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Office Location

Contact

Praetorian Financial & Insurance Services Inc.
369 Main St #207
Salinas, CA 93901
(831)540-5472

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